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OPINION

In the Matter of GTBank’s Persecution of Poor Bloggers

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By Chidi Anselm Odinkalu

By the time Muhammadu Buhari ran for a second presidential term in 2019, it seemed clear that the judicial process in many parts of the country had been actively co-opted in the intimidation of civic opponents of the government, both real and imagined.

The case of Steven Kefas was a defining moment in that process.

Steven was a compelling activist and amplifier of the crisis of human security in Southern Kaduna under former governor, Nasir el-Rufai.

For this, el-Rufai arranged his abduction from his residence in Rivers State on 8 May 2019. From there they bundled Steven into interminable detention in Kaduna, on the imagined crime of criminally defaming Cafra Caino, an acolyte of the governor who was also chair of the Kajuru Local Government Council.

For this invented crime, el-Rufai had Steven charged before a Magistrate in Kaduna, who refused him bail even when the crime was clearly a misdemeanour. Steven renewed his application for bail before the Federal High Court in Kaduna where the presiding judge, Peter Mallong, incredulously ruled that his suit was “an abuse of court process” because the Magistrate had previously refused bail. Turning judicial precedent on its head, Peter Mallong held that the decision of the Magistrate was binding on the Federal High Court.

Gloria Ballason, who argued Steven’s case, was also my lawyer when el-Rufai sought to abduct me too in circumstances that would have been not dissimilar to what he did to Steven. On the eve of the presidential election in 2019, el-Rufai went public with claims of the massacre of scores of Fulanis in Kajuru, a community against which he appeared to have an implacable beef. The following morning, I publicly rebutted his claims. The security services were pointedly unable to support his claims.

After the 2019 elections, el-Rufai instructed my prosecution before the Magistrates Court in Kaduna on the fanciful charges of incitement and injurious falsehood. The case did not even have a charge number. The magistrate called up the case on two successive occasions and, when I did not show up, decided the time was ripe to issue a warrant for my abduction. Contrary to my entitlements under the Nigerian constitution, they did not even bother to bring the charges to my attention. It seemed as if the entire objective from the beginning was to set me up for abduction.

Informed off-record about the case by sympathetic law enforcement agents subsequently, Gloria Ballason first issued filings objecting to how the court had chosen to proceed. Thereafter, she instituted proceedings before Peter Mallong’s Federal High Court in Kaduna against el-Rufai and the police, arising out of these facts, alleging the breach of my constitutional rights.

One year after the case was instituted, in October 2020, Peter Mallong issued his decision. He claimed that the affidavit in support of my court processes, sworn to by a litigation clerk in the law firm of my lawyers, was incompetent because the deponent was someone other than me. It was as if he had never heard of the Fundamental Rights (Enforcement Procedure) Rules, which allowed for what the litigation clerk did. As a result, Peter Mallong said my case was incompetent and his court lacked jurisdiction over it. After holding that he lacked jurisdiction, however, Peter Mallong went on to “dismiss” my case.

The judgment was manifestly crooked on the face of the record. A judge can only dismiss a case that s/he has had the opportunity to consider but a judge cannot consider a case over which s/he lacks jurisdiction. So, a judge who rules that he or she lacks jurisdiction cannot thereafter decide to dismiss the same case. That is exactly what Peter Mallong did. Having accomplished such crookedness, he then went on to award punitive costs against me.

It was this kind of casuistic and crooked jurisprudence that emboldened el-Rufai and his ilk to routinise the persecution of Nigerian citizens by abduction under the cover of law. I was lucky. Steven Kefas was not. Gloria Ballason’s tenacity and an international campaign eventually enabled to Steven to make bail after 162 days in pre-trial detention in Kaduna prison.

According to Steven, while he suffered prolonged pre-trial detention for an imaginary crime framed against him for being a critic of government, he witnessed kidnappers caught in the act being released without charges. Steven’s explanation is that: “What the oppressive elites do in Nigeria is that they will hire rogue lawyers to help them draft all manner of petitions to get critics and ‘enemies of the government’ abducted and locked up….”

This appears to be the perfect description for what is happening in an ongoing case involving the prosecution of Precious Eze, Olawale Olurotimi, Rowland Olonishuwa and Seun Odunlami before the Federal High Court in Lagos. The accused are all bloggers who run different platforms as citizen journalists or aggregators.

On 19 September, Country Hill, a law firm acting on behalf of Guaranty Trust Holding Company (GTCO) and its CEO, Segun Agbaje, wrote a petition in which they complained against the accused for what they called “acts of cyberbullying, criminal extortions (sic) and conducts (sic) likely to cause a breach of public peace” arising reportedly from material published on their blogs about Guaranty Trust Bank (GTBank). Importantly, the complaint omitted any mention of the sums that any of the suspects allegedly extorted or sought to. Subsequent investigation by the police showed clearly that upon the material being brought to their attention by intermediaries, the suspects had voluntarily pulled down the publications complained of.

Acting on this petition, nevertheless, the police promptly arrested and detained Precious Eze and Olawale Olurotimi, both of who have been held in pre-trial custody since then. By the date you read this, each of them would have been in pre-trial custody for over 91 days. That is more than double the maximum duration of 42 days of pre-trial custody allowed by the Administration of Criminal Justice Act.

It took the police just four days to conclude investigation. Michael Abu, the chief superintendent of Police (CSP) who led the investigation into GTBank’s petition, wrote in his report of 23 September, with reference to Precious Eze and Olawale Olurotimi, that “these types of people be used as scapegoat” and recommended that they be “charged  to court for the offence (sic) of conspiracy, cyberbullying, attempt to extort money through fraudulent means and conduct likely to cause the breach of peace.”

On 14 October, the police re-arraigned them. Ten days later, the amended charges filed against them included six counts of cyberbullying and two each of conspiracy and extortion. To prosecute them, GTBank secured the “fiat” of the Inspector General of Police to instruct a high-powered team of ten lawyers, including three Senior Advocates of Nigeria (SANs). This is a classic example of “oppressive elites” capturing the criminal process for destructive purposes against poor citizens.

Until now, the people who orchestrate these kinds of travesties and their judicial and legal co-travelers have enjoyed earthly impunity. Judges like Peter Mallong made this possible. The one lesson, however, of the Dele Farotimi case is that citizens now have the wherewithal to make these kinds of perversion of the legal and criminal process costly for those who orchestrate them.

In this case of Precious Eze and Olawale Olurotimi, that should be even moreso, given that the travesty is procured at the instance of a commercial and corporate actor. We are both citizens and customers. In this dual capacity we have the muscle to resist the determined conspiracy of politicians and corporates who seek to muzzle and destroy an informed and responsible civics. It is not too late for GTBank to retrace its steps.

Odinkalu, a lawyer, teaches at the Fletcher School of Law and Diplomacy and can be reached through chidi.odinkalu@tufts.edu.

Analysis

Much Ado About the PBAT Door-to-Door Movement

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By Catherine Agbo 

In the unfolding drama of Nigerian political discourse, few things excite the commentary circuit quite like a prominent figure stepping decisively into the political arena.

The recent media frenzy surrounding the activities of the High Chief Government Ekpemupolo-led PBAT Door-to-Door Movement is a classic study in selective outrage.

Ekpemupolo, popularly known as Tompolo, is the Grand Patron of the movement.

 

From editorial columns in national dailies to online commentary, critics have been relentless in dishing out opinions about the group’s activities targeted at mobilising support for President Bola Tinubu’s re-election campaign.

Yet, beneath the righteous indignation lies a fundamental misinterpretation of constitutional rights and democratic principles.

The narratives being spun across several opinion pieces, such as those asking why Tompolo should be actively involved in partisan politics or phoney groups labelling his endorsement as “deceptive,” are all built on shaky foundation.

Critics point to his role as a major security stakeholder in the Niger Delta and argue that a person of his background should remain politically passive or detached from party politics. Others question the deployment of operational vehicles and logistics to coordinators of the movement across states for the campaign, framing legitimate political mobilisation as an overreach.

However, this wave of criticism ignores a fundamental truth, that Nigeria is a constitutional democracy governed by the rule of law.

Section 39 and 40 of the 1999 Constitution of the Federal Republic of Nigeria (as amended) guarantee every citizen the right to freedom of expression and the right to peaceful assembly and association.

These rights are not reserved exclusively for career politicians, armchair intellectuals, or media commentators, they belong to every Nigerian citizen in equal measure.

Critics who have raised the alarm over campaign spending have also conveniently ignored the provisions of Nigeria’s statutory electoral framework.

The way I see it, High Chief Ekpemupolo has not gone against the Electoral Act 2026 in any way.

The Electoral Act 2026 sets clear financial caps on direct spending by individual candidates and limits on direct monetary donations to political parties or candidates’ accounts.

It also limits the amount a donor can make to a candidate or political party to N500 million. 

The Electoral Act 2026 does not, however, specify, mandate, or place any financial spending ceiling for independent third-party support groups, non-governmental movements, or citizen-led mobilisation platforms.

Because the law contains no statutory cap on what an independent group can spend to mobilise voters, logistically equip its coordinators, or advocate for a candidate, Tompolo’s support group operates entirely within the legal limits of the Nigerian electoral law. 

To invent non-existent legal infractions simply to tar a political support group is a disingenuous exercise in bad faith.

Tompolo has not been indicted by any court of competent jurisdiction, nor has he violated any law of the land by supporting a presidential candidate of his choice. 

He has not been found wanting in any legal measure whatsoever for exercising his democratic suffrage and organising a political support group. 

To, therefore, suggest that he should sit on the sidelines while other private citizens and influencers exercise their constitutionally guaranteed right to endorse and fund candidates is to demand a double standard that borders on hypocrisy.

Political association in a democratic society is rooted in choice, conviction, and interest.

If Tompolo believes that the current administration’s policies, particularly in stabilised oil production, maritime security, infrastructure, increased allocation to states, security, especially the State Police bill which 25 state Houses of Assembly have already approved, among others, align with the long-term prosperity of his constituency and the nation, he is within his full constitutional rights to persuade others to share that vision.

Mobilising grassroots support at the ward, household, and polling-unit levels through peaceful door-to-door engagement is the very essence of citizen participation in governance. It is political organising at its most fundamental level.

Those rushing to judge him prematurely are mistaking political enthusiasm for wrongdoing.

A citizen’s choice to donate campaign vehicles, set up organisational structures, and hold political rallies across different geopolitical zones is standard practice in presidential politics globally. In democratic climates, such actions are celebrated as evidence of civic investment and grassroots empowerment. Why should a different standard be constructed when the participant happens to be an influential opinion leader like Tompolo?

The online backlash and critical editorials reveal a deeper prejudice.

Nigeria’s democracy matures when citizens participate freely without fear of unwarranted public trial by the media.

The PBAT Door-to-Door Movement is operating entirely within the boundaries of civil political engagement and statutory electoral law. Rather than attacking the messenger, critics would do well to focus their energy on robust policy debates, engaging the electorate on ideas rather than seeking to curtail the lawful rights of individuals.

Tompolo has broken no law, breached no electoral act provision, and violated no constitutional mandate. He is simply exercising his fundamental right as a free citizen of Nigeria to associate, express his preference, and campaign for the candidate he trusts to lead the country. The misplaced outrage and hasty judgments filling opinion pages ought to be laid to rest.

In a free nation, the right to choose belongs to everyone and Tompolo is no exception.

Agbo, a strategic and development communication expert writes from Abuja. 

agbocatherine@yahoo.com

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OPINION

Restoring the Naira as a Store of Value

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By Uddin Ifeanyi

Much of the palaver over the recent meeting of the Central Bank of Nigeria’s policy committee was exercised by how well the apex bank is doing its job. Against its primary goal of maintaining price stability, the CBN’s Monetary Policy Committee’s decision to recalibrate its monetary policy rate (MPR) in order to align it with the market invited the most attention.

First, there is the question of what the MPR anchors.

In reality, nothing. Ideally, however, the CBN’s policy rate should transmit price signals through the financial system, influencing saving, borrowing, liquidity, inflation expectations, and in the end, the naira’s exchange rate.
It should, in other words, signal the central bank’s intentions. Yet, we have had years in which the MPR stoically remained unchanged even as inflation ran riot, and the naira’s exchange rate came under severe downward pressure.

The CBN has regularly papered over this crack with an often-bewildering arsenal of tools — including some eccentric flimflams that it has deployed in recent times. But this only raises further questions as to how useful even these are. Take the cash reserve requirement.

At 45 percent for deposit money banks, it means that nearly half of banks’ qualifying deposits are warehoused with the central bank at any given time. While these sums may not, therefore, be available to build bubbles in the foreign exchange and equity markets, they are not likewise available for lending. Even if we argue that long-term lending ought properly to be funded by equity, banks and not shareholders should bear the burden of financing businesses’ working capital needs. Then, there is the small matter of how the CBN’s cash reserve requirement might be just as orphaned as its policy rate.

Banks raising naira deposits end up paying the CRR tax. In an economy that has witnessed considerable dollarisation — “the process where a country uses a foreign currency (most often the greenback) alongside or completely in place of its own domestic currency” over the years, does it matter that deposits into domiciliary accounts are not CRR compliant? And how?

Might the “dollarisation” phenomenon hold the key to the CBN’s toolkit’s redundancies? Countries formally adopt the dollar in place of their domestic currencies when locals lose faith in the latter. This process restores the stability that struggling economies often find unable to achieve with their currencies and drives investment inflows.

 Nigeria’s dollarisation is only partial and barely adjacent. Yet, while the country may not have lost the gains — seigniorage — from printing its own currency that is one consequence of dollarisation, the CBN looks to have partially lost control of the monetary policy space, with the sums that Nigerians increasingly park in their dollar accounts.

There are, thankfully, many ways to regain this control without having to nationalise dollar deposits. Neither the CBN nor the government can talk their way out of this, though. You cannot tell Nigerians to keep their savings in naira while offering them a savings rate below inflation. The smart choice in this circumstance is for domestic economic actors to move their savings into dollars, property, equities, commodities, inventory, or other assets.

 Giving Nigerians a reason to save in naira should thus be the central goal of a policy reset. How to do this? We have got to keep inflation low. At 30% year-on-year a while back, the CPI numbers were an outrage. At a little over 15 percent today, it is still doing great injury to the naira. N100 today has roughly the purchasing power of only ₦50 after five years. The solution here goes beyond the CBN setting a credible, explicit medium-term inflation target.

 It also transcends the CBN laying out incentive structures that make deviations from this target costly both politically and institutionally. More than this, the national commitment to the CBN not financing fiscal deficits must be religious and total. While this means that monetary policy is no longer subordinate to the federal government’s financing requirements, it must aim at positive real interest rates for savers.

Still a spectre haunts monetary policy in Nigeria. It is unfortunately not in the CBN’s gift to exorcise the nightmare that the federal government’s financing requirements have become.

How do we persuade our public sector boffins that a government that persistently spends more than it can sustainably pay for creates pressure for any of higher taxation, additional borrowing, monetary accommodation, inflation, or the naira’s depreciation? If the naira is only as strong as Nigeria’s balance sheet, then the task of getting both the fiscal and monetary authorities to operate under a common nominal inflation anchor must begin with reducing recurrent expenditure, broadening the tax base instead of increasing the tax rate, returning off-budget borrowing back to the budget, publishing complete fiscal accounts, improving the quality of public investment, establishing a credible medium-term strategy, and ceasing to use the CBN as a piggy bank.

Hopefully, this should help the economy produce more tradable goods and services. Because the naira represents a claim on the economy by anyone holding it, we cannot permanently defend the currency’s exchange rate through interest rates and reserves, if the economy continually uses up more foreign exchange than it earns. In other words, then, the economy must work for the naira to work.

Uddin Ifeanyi, a journalist manqué and retired civil servant, can be reached @IfeanyiUddin.

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OPINION

Nigerian Disability; We Sold the Well, Charged for and Withheld the Water

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By Prince Charles Dickson Ph.D

There is an old story about a lawyer who sold his well to a teacher, then returned demanding payment for the water inside it. The teacher smiled. If the water still belonged to the lawyer, he replied, perhaps the lawyer should remove it or pay rent for storing it in somebody else’s well.

Suddenly, the lawyer remembered he had only been joking.

It is funny until we recognise ourselves as lawyers.

We tell people with disabilities that public spaces belong to everyone. Then we demand an additional price for entering them.

We give them citizenship, but charge for the ramp. We promise education, but make the classroom unreachable. We proclaim equal opportunity, then construct the doorway too narrow for their wheelchair.

That contradiction came home to me when Grace shared her story with me, she titled Public Place Accessible Report for Inclusion. It contained no sentimental appeal. It simply insisted that public places should allow everyone to enter, move, communicate, receive services and participate independently, safely and with dignity.

I listened to it in her voice once as a report. Then, I read it again as an indictment.

Behind every line was somebody’s ordinary day made unnecessarily difficult. A mother arrives at a hospital, already frightened for her child, discovering that the entrance has steps but no ramp. A young man preparing carefully for an interview, only to find his opportunity waiting upstairs without a lift. An older woman confronting a pavement that has forgotten her legs cannot move as quickly as they once did.

These are imagined scenes, but the barriers Grace identified are painfully real. Poorly enforced building standards. Toilets that exclude. Transport that humiliates. Signs people cannot read. Public information people cannot hear. Facilities built without consulting those who will need to use them.

Grace’s intervention mattered because she did not reduce accessibility to a construction problem. Her story and experience understood something profound: every inaccessible entrance is also a message. Sometimes it says, “We did not think of you.” Sometimes, more cruelly, it says, “We thought of you, but you were not worth the expense.”

What does that message do to a child’s heart?

Imagine a girl with cerebral palsy watching other children rush into a school assembly while she waits outside for someone to carry her over the steps. Imagine her learning, year after year, that she must be grateful for help rather than entitled to access. Imagine how quietly a society can teach someone to apologise for existing.

On 3 October 2026, at GlowingStar Empowerment Initiative and Development’s World Cerebral Palsy Day commemoration in Bukuru, I delivered a keynote titled Beyond Therapy: Seeing the Whole Person, Not Just the Condition. Its central argument was simple: a person has cerebral palsy; cerebral palsy does not have the person.

A diagnosis is information, not identity. Therapy is necessary, valuable and sometimes life changing. But therapy is supposed to be a bridge into life, not the whole landscape of living. Beyond treatment are friendships, classrooms, jobs, ambitions, relationships, leadership, laughter, choices and dreams that deserve room to breathe.

We can celebrate a child’s progress in therapy while failing that same child at the school gate. We can praise a parent’s devotion while exhausting that parent with inaccessible transport, expensive care and the endless labour of explaining why their child deserves a chance. We can call ourselves compassionate while our architecture remains indifferent. At the commemoration, parents spoke of stigma, costly therapy and limited support. Their courage was unmistakable, but courage should not be the currency families must spend to secure ordinary human rights.

That was why I argued that admission is not inclusion. Allowing a child through the gate means little if the classroom, teaching methods, toilet, playground or attitudes inside still tell that child to remain on the margins.

And communication must never be confused with intelligence. When someone speaks differently or needs more time, our responsibility is neither impatience nor pity. Ask. Then wait. Listen without finishing their sentences. A human voice does not lose its authority because it travels by an unfamiliar route.

I returned to Grace’s story and noticed how practical her demands were: sensible ramps and handrails, usable toilets, safe pathways, accessible transport, clear signage, Braille, captions, audio information and regular audits. It called for architects, officials and contractors to understand universal design, and for people with disabilities themselves to help plan and evaluate the spaces they use.

Nothing about us without us. That principle is not a decorative language for conferences. It is what stops a well-meaning official from installing a ramp that is too steep, or declaring a school inclusive without asking the students to navigate its corridors.

Nigeria has legal commitments against disability discrimination. Yet a law that cannot travel from the statute book to a bus stop, hospital, workplace or classroom remains a promise stranded on paper. Rights should not require influential relatives, public sympathy or a viral photograph before anyone honours them.

Sometimes, as I said in that keynote, society needs therapy. Our buildings need rehabilitation. Our policies need rehabilitation. Our assumptions, professional habits and careless language need rehabilitation. We must stop asking only how a person can adapt to a hostile environment and begin asking why we made that environment hostile.

I keep thinking about Grace, my newfound friend. As she shared recommendations, their moral weight was larger than the suggestions itself. She reminded me that inclusion often begins when someone refuses to look away from what everyone else has learned to step over. It begins with the uncomfortable decision to measure progress not by the elegance of our speeches, but by who can actually enter the room.

The lawyer in the story wanted to sell the well while keeping its water hostage. Too often, our society offers people with disabilities belonging without access, opportunity without accommodation, dignity without choice. Then it calls every concession generosity.

But the water was never ours to withhold.

Every child deserves more than survival. Every caregiver deserves more than exhaustion. Every adult with a disability deserves the freedom to work, love, contribute and belong without performing gratitude for rights already theirs. The purpose of inclusion is not to make people feel fortunate to be tolerated. It is to build a country where nobody must beg to be considered human.

So, Grace, thank you for disturbing our comfort with something as unromantic, and as revolutionary, as sharing your story with me. May we answer it with budgets, redesigned spaces, enforced standards and genuine listening. May the next child approaching a public doorway find no argument waiting there, only an opening.

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