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How Dafinone, CBN’s Consultant Standing Trials Allegedly Instigated Mass Sack of NIRSAL’s Workers

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Strong indications have emerged suggesting that one of the embattled “Cardoso girls” allegedly earning 35 million naira monthly and who also doubles as Board Member of Nigerian Incentive-based Risk Sharing System of Agricultural Lending (NIRSAL) Miss Daphne Dafinone outrightly countered the renewal of contracts staff pointing that the decision was to cut cost in NIRSAL.

Sources within the organization who pleaded anonymity lamented that “NIRSAL plc services may not be accessible to all farmers, particularly those in remote or hard-to-reach areas particularly now that it has cut down manpower in the State offices despite the fact that the sacked foot soldiers in the State offices are the ones who know where the farmers reside and have first hand information about all Anchor Borrowers Program (ABP) loan transactions.
“”This will make the process of loan recovery cumbersome, deterring NIRSAL from recouping the intervention funds which will amount to waste of taxpayer money and deter farmers from participating in prospective intervention programs in the future. It will ultimately prevent NIRSAL from meeting the demands of Nigeria’s large and diverse agricultural sector.” She added.Meanwhile the Managing Director Saad Hamidu in a leaked audio obtained by this medium assured contracts staff of renewal in 2025. This was after he resumed in September 2024.Investigation suggested that NIRSAL most influential Board member Daphne Dafinone allegedly countered the Managing Director’s decision forcing the life saving decision to abort.However, when Newsguide Online contacted NIRSAL’s Head of Corporate Communications Mr. Jude Nnadozie for balancing, he maintained that the contract staff were sacked because their contract had elapsed.New Telegraph reports say Mr Cardoso, in September 2024, appointed Miss Daphne Dafinone to the board of the Nigerian Incentive-based Risk Sharing System of Agricultural Lending (NIRSAL), a non-bank financial institution owned by the CBN and charged with redefining measuring, re-pricing and sharing agribusiness-related credit risks in Nigeria.Despite her ongoing trial, Ms Dafinone is combining her role on NIRSAL board with her controversial consultancy at the CBN.According to Premium Times Online report, the CBN has four deputy governors: Emem Usoro (Corporate Services Directorate), Muhammad Dattijo (Economic Policy Directorate), Philip Ikeazor (Financial System Stability Directorate), and Bala Bello (Operations Directorate). However, staff members now derisively refer to Ms Balonwu and Dafinone as the fifth and sixth deputy governors of the bank, saying the two have amassed so much power to be so called.Directors said the consultants now write memos on CBN letterheads, issuing directives even when they are unknown to the bank’s structure and organogram.“They said they are consultants, but they have permanent offices in the bank, and their consultancies have no end dates,” one director said. “I am tempted to say they are even more influential than the deputy governors. Their offices are on the eleventh floor, just like the governor’s. The deputy governors are on the tenth floor, below the so-called consultants. They even bypass deputy governors to give direct instructions to directors.”Another bank insider corroborated the director’s claim, saying he once overheard one of the women boasting that “if she draws a line at the bank, even the governor dare not cross it”.“I can tell you the women are the real people running the CBN. Cardoso has become a mere figurehead,” a third director said. *Consultant earning salary of 15 directors* Staff members also accuse Mr Cardoso of paying the women obscene salaries. For instance, Ms Balonwu, they said, pockets N50 million naira monthly, earning more than the governor and the deputy governors. Her salary also dwarfs the combined pay of 15 directors, who earn below N3 million monthly.On her part, Ms Dafinone earns N35 million monthly, said to be higher than the combined salaries of 10 directors.Meanwhile, inside sources said NIRSAL is falling short of its intended purpose.According to the source, “despite its mission to de-risk and facilitate flow of affordable finance into the agricultural industry, the organization has struggled with critical issues. This has ultimately hindered its progress. Recall that NIRSAL Plc’s former management teams have been embroiled in several corruption scandals. One notable case involved a multi-billion naira loan guaranteed by NIRSAL for three investor companies to cultivate and harvest wheat in Kano and Jigaya states. However, the loan was allegedly diverted by the companies in collusion with NIRSAL officials.”Also speaking, another source pointed that “another instance of corruption involved the pioneer managing director, Aliyu Abdulhamed, who was linked to a case where a private consultant, Dr. Steve Ogidan, returned N1.5 billion to the Economic and Financial Crimes Commission (EFCC) to avoid conviction. The EFCC alleged that the funds were proceeds of unlawful activities, while Ogidan and Abdulhamed claimed they were legitimate earnings from consultancy services. These corruption allegations led to the Central Bank of Nigeria (CBN) sacking the top three executives of NIRSAL Plc; The Managing Director and Chief Executive Officer, Abbas Umar Masanawa, as well as two executive directors, Kennedy Nwaruh and Olatunde Akande.”He revealed that NIRSAL’s policy somersault, high staff turnover, staff maltreatment, witch hunt and victimization, litigation battles and others have adversely impacted its ability to deliver sustainable results. Some typical examples are the cases of Olalekan Olusanya, a former Head of Internal Audit and Olusola Omole, a former Head of the Technical Coordinating Unit, who were among employees unlawfully sacked by the pioneer Managing Director of NIRSAL, Mr Aliyu Abdulhameed, for speaking against mismanagement of public funds under his administration. Also, Noel Dilli, a field officer and Coordinator of Nasarawa State, who stood against maltreatment of contract staff particularly under the previous MDs, was relieved of his contract recently. Kesman Samson, Murtala Mohamud who were coordinators of Adamawa and Gombe state offices were disengaged while some others were transferred or had there contracts terminated. The pioneer MD and his successor are alleged to have control over some of the management staff who serve their interests in the organization. This raises concerns about the organization’s effectiveness and accountability.” These challenges, according to inside sources will continue to result in food shortages and increases in food prices particularly for staple crops like rice, maize, and wheat. Malnutrition, particularly among vulnerable groups like children, pregnant women, and the elderly will equally take precedence as a result of these challenges.

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2027: FOOG Women Coordinator Urges Nigerians to Support Tinubu’s Re-election Bid

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By Francis Sadhere, Warri

Chief (Mrs) Esther Orighomisan Okotie-Eboh, Coordinator of Felix Omagbemi Ogbe Group (FOOG) Women Support Group for President Tinubu, has called on Nigerians to support President Bola Tinubu’s re-election bid in 2027, urging critics of the administration to present credible alternatives to its policies.

Okotie-Eboh said those opposing the Tinubu administration should go beyond criticism and explain how their proposed policies would improve the lives of Nigerians.

She argued that political opponents had a responsibility to provide concrete reasons for rejecting the government’s programmes and demonstrate what they would do differently if elected.

According to her, critics should be able to present at least five to 10 clear reasons for their positions, rather than engage in endless consultations and political discussions without offering practical solutions.

She maintained that Nigerians deserved constructive political engagement backed by workable policies and measurable commitments.

The FOOG Women Support for Tinubu director-general also cautioned against comparing the Tinubu administration directly with previous governments, arguing that each administration faced peculiar challenges that required different approaches.

According to her, differences in prevailing circumstances, economic realities and governance challenges should be taken into consideration when assessing the performance of successive administrations.

She maintained that the Tinubu administration should be assessed within the context of the challenges confronting it and the policies being implemented to address them.

Okotie-Eboh likened governance to building a house, stressing that a solid foundation and a clear plan were necessary to achieve lasting results.

“Governance is like building a house. You must first lay a solid foundation and have a clear plan before you can complete the building,” she said.

She added that abandoning a project halfway through could undermine the desired outcome, arguing that the Tinubu administration should be given the opportunity to implement its policies and deliver on its promises.

Okotie-Eboh further maintained that governments needed sufficient time and space to execute their programmes and address the challenges confronting their countries.

Citing developments in other parts of the world, including the United States and efforts to resolve the Russia-Ukraine war, she argued that governance required continuity and sustained efforts to achieve meaningful progress.

She warned against what she described as a tendency to move backwards by constantly disrupting the process of governance, insisting that elected administrations should be assessed based on their performance and tangible results.

According to her, Nigerians should critically examine the alternatives being proposed by opposition politicians before deciding whether to support a change of government.

“The question Nigerians should ask is simple: what are the alternatives being offered by those criticising the government? Let them tell us what they intend to do, how they plan to do it and how their proposals will improve the lives of ordinary citizens,” she said.

She stressed that anyone seeking the mandate of Nigerians must be prepared to articulate clear policies and demonstrate how such policies would translate into better governance.

Okotie-Eboh maintained that the country needed issue-based political engagement rather than rhetoric, adding that Nigerians deserved concrete policies, clear explanations and measurable results from those seeking public office.

She therefore called on Nigerians to support Tinubu’s re-election bid in 2027, saying continuity would give the administration the opportunity to pursue its programmes and work towards achieving its objectives.

End

PHOTO: Chief (Mrs) Esther Orighomisan Okotie-Eboh, Coordinator of Felix Omagbemi Ogbe Group (FOOG) Women Support Group for President Tinubu.

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Education

University of Agriculture, Orerokpe Bill, Passes Third Reading in Senate

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The University of Agriculture, Orerokpe Bill, sponsored by Senator Ede Dafinone, representing Delta Central Senatorial District, has passed through its third reading in the Senate.

Dafinone announced the development in a statement, describing the passage of the bill as a major step towards expanding access to education, promoting agricultural development and creating opportunities for young people in Delta State.

The senator said the proposed institution would help unlock the agricultural potential of the area while providing greater educational opportunities for future generations.

“This is more than the passage of a bill; it is a statement of purpose, a promise of progress, and an investment in generations yet unborn,” he said.

Dafinone urged constituents and other stakeholders to sustain their support for the proposed university, stressing the need to translate the legislative milestone into lasting benefits for the people.

He said the initiative was aimed at strengthening education, encouraging agricultural innovation and creating opportunities that would benefit generations to come.

“The future of our children is too important to leave to chance. Together, let us champion education, drive agricultural innovation, create opportunities, and build a legacy that generations will celebrate,” the senator said.

He described the passage of the bill as a significant milestone in the effort to advance development in Delta Central and expressed optimism about the vision behind the proposed institution.

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Education

Ishowo Urges Kwara to Convert KWASUED to Medical Varsity

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A Kwara based Public Affairs Analyst, Comrade Ishowo Olanrewaju, weekend called on the Kwara State government to urgently convert the recently established Kwara State University of Education (KWASUED) to a specialised medical university to address the worsening and chronic shortage of doctors and other healthcare professionals in the state hospitals.

He therefore cited the Bayelsa Medical University in Bayelsa State, the state University of Medicine and Applied Sciences in Enugu State, and the University of Medical Sciences in Ondo State as existing examples.

Ishowo made the call in Ilorin while speaking with newsmen on the sidelines of the incessant strike embarked upon by medical doctors in the state hospitals.

Ishowo however expressed concern over the shortage of medical personnel in the state, noting that the available doctors were already overstretched and overwhelmed by the sheer volume of patients they were required to attend to daily.

He lamented that this situation made industrial action embarked upon by the doctors particularly troubling.

He argued that the state government should have prioritised a medical university over a university of education, insisting that Kwara’s more pressing challenge was the severe shortage of healthcare professionals rather than educators.

According to him, existing institutions, including the University of Ilorin, Kwara State University (KWASU) and Al-Hikmah University, already have faculties of education that produce graduates annually.

He added that several public and private colleges of education across the state also train teachers.

“The number of educators we produce far exceeds what we need or can employ. Our challenge is not a lack of teachers. It is a dangerous shortage of doctors, nurses and other medical professionals.

“That reality should have informed the government’s decision when it was considering establishing a new university,” he said.

Ishowo maintained that establishing a specialised medical university would help build a steady supply of doctors and other healthcare professionals to meet the state’s needs and serve other parts of the country.

“To address the persistent shortage of doctors and other medical personnel, I am calling for the conversion of KWASUED into a specialised medical institution,” he said.

He also proposed scholarships for Kwara indigenes admitted to the proposed institution, with beneficiaries required to sign a five-year service bond to work in the state after graduation before seeking opportunities elsewhere.

Ishowo said the arrangement would help retain locally trained medical professionals and strengthen the state’s healthcare system.

“Let the government provide scholarships for Kwara indigenes who want to study medicine and other related health courses, and bond them to serve the state for five years post-graduation.

“This is how we begin to systematically solve the shortage of medical personnel that has plagued us for years,” Ishowo noted.

He further stated that some state governments across Nigeria had already recognised the value of dedicated medical universities and taken steps to establish them.

According to Ishowo, “The Lagos State government is also pursuing plans to establish a standard one university of medicine and health sciences to tackle the doctor and healthcare worker deficit in the state.

“These states identified a need and responded to it strategically. Kwara can and should do the same. The conversion of KWASUED into a specialized medical university will be a response to a documented crisis that is costing Kwarans their health and their lives.”

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