A graduate of the University of Maiduguri, Shianya Ebwaseh, said the Nigerian Education Loan Fund (NELFUND) helped improve her Grade Point Average (GPA) to 3.50 through financial support that enabled her to concentrate on her studies.

Ebwaseh, who graduated from the Department of Zoology, Faculty of Life Sciences, said this in an interview on Monday in Maiduguri.

She said financial difficulties had previously affected her academic performance, as she struggled to meet her daily needs while pursuing her degree.

The graduate said she resorted to selling fried chips and groundnuts on campus to support herself, sometimes missing lectures because of the time and energy required to run the business.

According to her, the introduction of NELFUND’s student loan scheme relieved her financial burden through tuition support and a monthly N20,000 upkeep allowance.

“Before NELFUND, I struggled with my GPA because of financial challenges. I sometimes missed lectures after spending hours frying and packaging chips for sale.

“But when NELFUND came, I stopped the business and concentrated on my studies. My GPA improved to 3.50, which is Second Class Upper,” she said.

Ebwaseh said the financial support also enabled her to attend lectures regularly, purchase learning materials and prepare adequately for tests and examinations without constant worries about money.

She added that her examination scores improved significantly after she began receiving the support, attributing the change to increased concentration and financial stability.

The graduate, who said she accessed the scheme in her third year, described the application process as simple and encouraged other eligible students to apply.

She also said the programme had helped financially disadvantaged students remain in school, particularly those whose parents could not afford tuition fees and upkeep.

Ebwaseh appealed to the Federal Government to sustain the initiative, emphasising that withdrawing the support could expose many students to financial difficulties and possible dropout.

She said the scheme had given beneficiaries an opportunity to pursue their academic ambitions with fewer financial distractions.(NAN)

The Minister of Housing and Urban Development, Dr Muttaqha Darma, has called for synergy among government agencies in the housing sector to improve coordination and accelerate housing delivery.

Darma made the call in Abuja on Monday at the stakeholders’ conference on the proposed National Real Estate Regulatory Authority (NRERA).

The conference, themed “One vision, One Ecosystem, One National Housing and Real Estate Plan”, was organised by the Office of the Speaker, House of Representatives, and the House Committee on Housing and Habitat.

The minister said the lack of coordination among government agencies had affected the effective delivery of houses to Nigerians, noting that institutions in the sector operated independently.

“The players within the industry, all of us, operate in silos.

“Federal Housing Authority (FHA) does not even know what the Federal Mortgage Bank of Nigeria (FMBN) is doing. FMBN does not know what the Ministry of Finance Incorporated (MOFI) is doing,” he said.

According to him, the various institutions must work together towards a common goal rather than operate independently.

“Our target is to build houses for Nigerians. We are wasting our time because if we fail, it is us who fail, not the President,” he said.

The minister expressed support for the establishment of NRERA, saying the proposed authority would address the regulatory gaps in the real estate sector.

He said the ministry had reviewed the proposed legislation and recognised its potential to improve the sector.

Darma also disclosed that abandoned housing projects funded by the Federal Mortgage Bank of Nigeria (FMBN) across the country were worth about N38 billion.

He said a survey conducted by the ministry revealed abandoned FMBN-funded housing developments in every state of the federation, including the Federal Capital Territory.

“We realised about N38 billion of contributors’ money, your own money, all the Nigerian workers’ money. N38 billion is wasted,” he said.

He said that the poor management of workers’ contributions could discourage Nigerians from contributing to the National Housing Fund.

The minister urged the committee handling the proposed legislation to ensure that state governments were included in the regulatory framework.

He also called for safeguards to protect homebuyers, tenants, developers and mortgage lenders, including mandatory escrow accounts for buyers and standardised tenancy agreements.

The Managing Director and Chief Executive Officer of the Ministry of Finance Incorporated (MOFI), Dr Armstrong Takang, said effective regulation was necessary to restore investor confidence in Nigeria’s real estate sector.

Takang said the sector contributed 12.71 per cent to Nigeria’s Gross Domestic Product (GDP) as of June 2026, but remained largely unregulated.

He said the absence of a national licensing system had allowed unqualified individuals to operate as estate agents and developers without adequate accountability.

“Anyone can sell land, anyone can collect off-plan payments, run into tens of billions and get away with it. There are very few countries in the world where these are allowed,” he said.

He called for mandatory licensing of real estate operators and the protection of buyers’ funds through designated project accounts.

“An operator must be licensed with the authorities. No one should be operating in the real estate sector without a licence, no matter which part of the value chain they are involved in,” he said.

He added that buyers’ funds should be kept in protected project accounts and released to developers based on evidence of progress on construction.

Takang said effective regulation would attract domestic and foreign investment, protect citizens and support the Federal Government’s one-trillion-dollar economy target.

He urged the National Assembly to ensure the passage of the proposed legislation, describing it as critical to bringing order and transparency to the real estate sector.

The Ondo State Government has congratulated the 637 newly absorbed teachers and other personnel into the state public teaching service, urging them to uphold professionalism, discipline and dedication in the discharge of their duties.

‎The Chairman of the State Universal Basic Education Board (SUBEB), Princess Ademulegun Olufunmilayo Brown, gave the charge while addressing the beneficiaries following the successful completion of the absorption exercise.

‎As part of the exercise, the distribution of employment letters commenced on Wednesday, 28th October with beneficiaries from the Central Senatorial District, while those from the Southern and Northern Senatorial Districts received their letters on Thursday, 29th, and Friday 39th, respectively.

Addressing the beneficiaries, the Chairman described their appointment as both a privilege and a call to service, urging them to demonstrate integrity, punctuality, discipline and commitment to their responsibilities.

She emphasised that teachers play a vital role not only in imparting knowledge but also in shaping the character and future of pupils.

The Chairman further charged them to familiarise themselves with the rules governing the Ondo State Public Service and the teaching profession, while embracing continuous professional development and effective teaching practices that would improve pupils’ learning outcomes.

She assured the beneficiaries of the Board’s commitment to strengthening basic education delivery and urged them to reciprocate the confidence reposed in them by the state government through exemplary service.

She therefore directed all newly absorbed personnel to report to their respective duty posts within one week of receiving their appointment letters, warning that failure to comply could result in forfeiture of the employment opportunity, subject to applicable regulations.

Princess Brown expressed appreciation to Governor Lucky Orimisan Aiyedatiwa for approving the absorption, noting that the initiative reflected his administration’s commitment to addressing staffing needs in public schools and advancing the education sector under the OUR EASE Agenda.

‎She also commended the committee constituted by the Governor to oversee the exercise, chaired by Engr. Bola Taiwo, with Dare-Atunse and Pastor Omotayo Akeju as members, and Princess Abike Bayo-Ilawole as Secretary, for ensuring transparency, fairness and adherence to due process.

The Permanent Secretary of ODSUBEB, Princess Abike Bayo-Ilawole, explained that the absorption exercise was undertaken to address outstanding issues arising from last year’s recruitment exercise and ensure that qualified personnel were properly captured.

She disclosed that the screening covered the three senatorial districts of the state, with more than 1,000 applications and related correspondence attended to. She maintained that the process was conducted without bias or prejudice, in accordance with the principles of fairness, transparency and equal opportunity.

She urged the beneficiaries to complete and submit all necessary documentation for proper integration into the Board’s administrative system. She also warned against surrogate service, stressing that no teacher would be permitted to delegate his or her official responsibilities to another person. Anyone found engaging in the practice, she cautioned, would face disciplinary action.

In their goodwill messages, the Board’s Full-Time Member I, Hon. Christopher Olorunfemi; State Chairman of the Nigeria Union of Teachers (NUT), Comrade Ayodele Samuel-Leke; and State Chairman of the Association of Primary School Headteachers of Nigeria (AOPSHON), Comrade Olakunle Akintoroye, congratulated the beneficiaries and urged them to uphold the ethics and dignity of the teaching profession.

They also advised the newly absorbed personnel to remain law-abiding, respect constituted authority and demonstrate diligence and commitment to improving the standard of basic education in the state.

Speaking on behalf of the beneficiaries, Fajana Recheal, Olugboji Funmilayo and Adenike Oluwaseun expressed gratitude to Governor Aiyedatiwa for the opportunity to serve in the state public teaching service.

‎They also appreciated the Board and the screening committee for the successful completion of the exercise, assuring that the beneficiaries would justify the confidence placed in them through dedication and exemplary service.