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Students Loan Act: Don Harps on Improved Database for Desirable Results

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A don, Prof. Evans Osabuohien, has advised the Federal Government to improve its database to achieve desirable results from its Students Loan Act.

Osabuohien, who is the Head, Department of Economics and Development Studies, Covenant University, Ota, gave the counsel in an interview on Friday in Ota, Ogun.

President Bola Tinubu, had on June 12, signed the students loan bill into law, establishing a Nigerian Education Loan Fund, from which interest-free loans would be given to students in the nation’s tertiary institutions.

Osabuohien described the development as well thought-out, but noted that it may be poorly implemented due to paucity of data in the country.

The don noted that putting in place a functional database across the country would help the Federal Government track down defaulters of such loans.

He said that past experience in the country had shown situations where people took such loans and never returned them, because the country did not have functional data to track them.

According to him, it will be difficult to track somebody who took a loan in Lagos and moves to Ogun due to poor database.

“If somebody takes a loan, how do we recover such a loan?

“The federal government needs to work on its database by harmonising all Bank Verification Numbers (BVN), National Identification Numbers (NIN), Driver’s Licences, immigration data and passports to enable it track any defaulters,” he said.

Osabuohien added that developed countries such as Germany had functional database to monitor and track every citizen, especially when such citizens are involved in loan default.

He also expressed the need for the government to collaborate with stakeholders, especially the tertiary institutions, so that they could withhold certificates of defaulters until such loans are repaid. (NAN)

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Education

FG unveils interest-free loan for tertiary institution workers

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By Tony Obiechina Abuja

The Federal Government has unveiled the Tertiary Institutions Staff Support Fund (TISSF), an interest-free loan scheme designed to improve the welfare, professional growth, and financial stability of Nigeria’s tertiary institution workforce.

The Minister of Education, Dr.

Tunji Alausa, who unveiled the initiative in Abuja on Thursday, described it as a strategic empowerment platform that would give both academic and non-academic staff the financial support they needed to serve students with renewed dedication and live with dignity.

The minister further explained that TISSF is an integral part of President Bola Tinubu’s Renewed Hope Reform Agenda for the education sector, which prioritises people as the nation’s greatest asset in transforming the education sector and driving economic growth.

According to him, the programme is a joint initiative of the Federal Ministry of Education and the Tertiary Education Trust Fund (TETFund), implemented in partnership with the Bank of Industry (BoI).

Under the scheme, beneficiaries can access interest-free loans for medical expenses, family and accommodation needs, transportation (including electric vehicles and CNG conversions), small-scale enterprises and agriculture, as well as academic advancement through certifications and capacity-building programmes.

The Minister said; “TISSF is more than a financial product; it is a workforce transformation tool. By easing financial burdens, we expect to improve staff retention, boost morale, and enhance institutional performance for better student outcomes.”

Eligibility, he said, covers confirmed full-time staff of all federal universities, polytechnics, and colleges of education, along with one state-owned institution in each category per state, while applicants must have at least five years to retirement and be members of recognised staff unions such as ASUU, NASU, COEASU, and SSANIP. This translates to 248 eligible institutions nationwide.

“Each eligible staff member can access up to N10 million, subject to a cap of 33.3% of their gross annual salary. The loans are interest-free, repayable over five (5) years, with 12 months moratorium before repayment begins,” the Minister added.

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Education

FG reaffirms zero tolerance for exam malpractice 

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By Tony Obiechina Abuja 

The Minister of Education, Dr. Olatunji Alausa has reaffirmed the Federal Government’s commitment to transparency, accountability, educational excellence, and zero tolerance for examination malpractice.

In a statement by Mrs Folashade Boriowo Director of Press and public relations, Alausa spoke against the backdrop of the 2025 WAEC results  released recently.

According to official statistics from WAEC, the percentage of candidates who obtained five credits with or without English Language and Mathematics rose to 91.

14% in 2025, compared to 73.79% in 2024 and 84.38% in 2023. 

However, candidates securing five credits including English Language and Mathematics stood at 62.

96% in 2025, down from 72.12% in 2024 and 79.81% in 2023.

Reiterating the Federal Government’s zero-tolerance policy towards examination malpractice, Dr. Alausa highlighted the consistent decline in malpractice rates over the past three years—from 16.29% in 2023 to 11.92% in 2024, and 9.70% in 2025.

He attributed this progress to robust anti-malpractice measures introduced by WAEC, including the serialization of question papers in key subjects such as English Language, Mathematics, Biology, and Economics.

The Minister emphasized the government’s resolve to build human capacity through continuous teacher training and support.

 “We are committed to producing smart, competent teachers to better prepare our students for academic success. This is crucial to ensuring that our examinations remain credible and flawless,” he said.

According to him, going forward, the Ministry will roll out Computer-Based Testing (CBT) for WAEC and NECO objective papers in 2025, and for both essay and objective papers in 2026. This step is aimed at enhancing efficiency, curbing malpractice, and aligning Nigeria’s examination system with global best practices.

Dr. Alausa called on all stakeholders, including parents, guardians, teachers, and community leaders, to support students, encourage discipline, and create enabling environments for learning.

 “Let us work together to ensure that every hardworking child has the opportunity to succeed,” he urged.

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Varsity Don Advocates Establishment of National Bureau for Ethnic Relations, Inter-Group Unity

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By David Torough, Abuja

A university scholar, Prof. Uji Wilfred of the Department of History and International Studies, Federal University of Lafia, has called on the Federal Government to establish a National Bureau for Ethnic Relations to strengthen inter-group unity and address the deep-seated ethnic tensions in Nigeria, particularly in the North Central region.

Prof.

Wilfred, in a paper drawing from years of research, argued that the six states of the North Central—Kwara, Niger, Kogi, Benue, Plateau, and Nasarawa share long-standing historical, cultural, and economic ties that have been eroded by arbitrary state boundaries and ethnic politics.

According to him, pre-colonial North Central Nigeria was home to a rich mix of ethnic groups—including Nupe, Gwari, Gbagi, Eggon, Igala, Idoma, Jukun, Alago, Tiv, Birom, Tarok, Angas, among others, who coexisted through indigenous peace mechanisms.

These communities, he noted, were amalgamated by British colonial authorities under the Northern Region, first headquartered in Lokoja before being moved to Kaduna.

He stressed that state creation, which was intended to promote minority inclusion, has in some cases fueled exclusionary politics and ethnic tensions. “It is historically misleading,” Wilfred stated, “to regard certain ethnic nationalities as mere tenant settlers in states where they have deep indigenous roots.”

The don warned that such narratives have been exploited by political elites for land grabbing, ethnic cleansing, and violent conflicts, undermining security in the sub-region.

He likened Nigeria’s ethnic question to America’s historic “race question” and urged the adoption of structures similar to the Freedmen’s Bureau, which addressed racial inequality in post-emancipation America through affirmative action and equitable representation.

Wilfred acknowledged the recent creation of the North Central Development Commission by President Bola Tinubu as a step in the right direction, but said its mandate may not be sufficient to address ethnic relations.

He urged the federal government to either expand the commission’s role or create a dedicated Bureau for Ethnic Relations in all six geo-political zones to foster reconciliation, equality, and sustainable development.

Quoting African-American scholar W.E.B. Du Bois, Prof. Wilfred concluded that the challenge of Nigeria in the 21st century is fundamentally one of ethnic relations, which must be addressed with deliberate policies for unity and integration.

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