Connect with us

BUSINESS

DMO Takes Sensitisation on Borrowing Guidelines to Northern States

Published

on

Share

The Debt Management Office (DMO) said that its World Bank-assisted workshop on borrowing guidelines was designed to intimate subnational entities within Northern Nigeria on proper borrowing ethics.

The Director-General of the DMO, Patience Oniha, said this at the workshop on Borrowing Guidelines organised for top policy makers in Abuja on Tuesday.

He said that the workshop was under the aegis of States Action on Business Enabling Reforms (SABER).

He said it was important to align borrowing practices within the states with that of the Federal Government.

Oniha said that borrowing needed several layers of approvals and debt managers needed to understand why those approvals are required.

“Debt is such an important fiscal variable that involves several stakeholders, that is why we have a diverse group here.

“The objective is that after this workshop, your collaboration with your different states will be stronger.

“We need to keep empowering people with knowledge about creating skills so that work goes on smoothly.

“How do we make the process work? How do we make the subnational governments understand the process of borrowing so that they can raise the funds that they need for development?

“If they have not understood the process, they cannot comply and they cannot raise the funds,” she said.

Oniha said that the idea was to equip the states with all the skills and knowledge they needed, so that each time they want to borrow, they are ready and the process is smooth.

“Ultimately, the expectation is that the funds that they raise will be used for development in the state.”

She commended the World Bank for its interest in activities around public debt management in Nigeria.

“Debt is such an important fiscal variable that we cannot stop talking about it. We must get it right to make it sustainable.

“You can see what has happened to countries that have had to restructure their debts, the problems they went through; the downgrading by the international debt rating agencies; and their inability to borrow.

“Because debt is important, there are laws around borrowing. You want the borrowing process to be transparent, so it is not just one person that took the decision.

“The purpose has to be clear; the loan has to be properly documented; it should be monitored, it should be reported so that you can service it.

“When you do not service it, the consequences are not good. So, let us talk about debt sustainability.  How will you know what to do? How will you know when to stop?” Oniha queried.

The Acting Head of Service, Federal Capital Territory (FCT), Nancy Nathan, described the workshop as an intersection of opportunity and responsibility.

Nathan said that the workshop was tied to equipping states and the FCT with the knowledge and tools necessary to navigate the complexity of the borrowing process

According to her, in a rapidly evolving economic landscape, access to finance is not just a necessity but a critical enabler for development.

“This workshop is aimed to demystify the borrowing process and clarify documentation requirements.

“It will empower our top policymakers to make informed decisions that will ultimately enhance our capacity to meet the financial needs of our respective states.

“As we embark on this journey of learning and collaboration, let us engage openly, share our insights, and push past limits that will drive our collective success,” Nathan said.

BUSINESS

Maikaya, Marketing Nasarawa State to the World Through Grassroots Development, Promise of Good Governance

Published

on

Share

From Abel Zwanke, Lafia

In an era when sub national governments are increasingly competing for global attention, foreign direct investment, and strategic partnerships, development narratives have evolved beyond policy documents, official statistics, and ceremonial commissioning of projects.

Today, states are defined as much by how governance is felt at the grassroots as by how it is articulated in government circles.

Investors, development partners, and even tourists are paying closer attention to social stability, community engagement, youth inclusion, and the everyday lived experiences of ordinary citizens.

Within this changing global and national context, Nasarawa State is gradually shaping a development narrative that emphasises peace, inclusion, and grassroots participation.

Beyond government-led initiatives, individuals and community-based foundations are playing increasingly visible roles in projecting the state’s image.

One such figure is Alhaji Dr. Muhammed Musa Maikaya, philanthropist, grassroots mobiliser, and founder of the Maikaya Development Foundation, whose sustained humanitarian and community-driven interventions are contributing to how Nasarawa is perceived within and outside Nigeria.

From rural communities in Toto, Awe, Doma, and Karu Akwanga, Wamba, Obi, Kokona Nasarawa to urban centres such as Lafia, Maikaya’s activities reflect a consistent belief that development must begin with the people, align with their realities, and empower them to become stakeholders in progress.

Through sports development, youth empowerment, educational support, health interventions, renewable energy support, and continuous engagement with traditional and community institutions, his initiatives are gradually reinforcing Nasarawa’s image as a peaceful, organised, and people-oriented state.

For Maikaya, grassroots development is not a political catchphrase but a guiding philosophy shaped by lived experience. Speaking during the finals of a grassroots football tournament organised by the Maikaya Development Foundation in Toto Local Government Area, he articulated a principle that has come to define his engagements across the state.

“Development is more encompassing if it reaches the grassroots. When villages, youths, women, and the vulnerable are carried along, development becomes a lot more meaningful, inclusive, and sustainable,” he said.

This philosophy has translated into a steady stream of community-focused initiatives. Football tournaments, skills acquisition programmes, educational support schemes, medical and humanitarian outreaches, and youth engagement forums supported by the foundation have become recurring features across Nasarawa State.

While many of these interventions are modest in scale, their cumulative impact has been significant, building trust between communities, strengthening social cohesion, and projecting Nasarawa as a state where development is people-centred.

Among the various tools deployed by Maikaya, sports, particularly football, has emerged as a powerful platform for grassroots mobilisation and unity. Football competitions organised across local government areas often draw teams from diverse ethnic, religious, and political backgrounds, creating spaces for interaction, dialogue, and mutual respect.

Observers note that these tournaments help reduce youth restiveness, promote discipline and teamwork, and foster a shared sense of identity among young people. Beyond their immediate social benefits, the competitions attract visitors from neighbouring states, thereby subtly expanding Nasarawa’s visibility and reputation.

A community leader in Toto, Alhaji Sani Abdullahi, described the impact as far-reaching. “What Maikaya is doing through sports goes beyond entertainment. He is uniting communities, engaging our youths positively, and showing outsiders that Nasarawa is peaceful and organised. This is the kind of exposure money alone cannot buy,” he said.

Beyond sports and mobilisation, the humanitarian footprint of the Maikaya Development Foundation has expanded steadily in recent years, touching key sectors such as education, health, energy, and community infrastructure. These interventions reflect an understanding that development is multi-dimensional and that social welfare must go hand in hand with economic and physical infrastructure.

In the education sector, the foundation has provided financial support to over 2,000 tertiary students from Nasarawa State over some few years, easing the burden of tuition, accommodation, and learning materials for indigent students. Beneficiaries say the support has helped many of them remain in school at a time when economic pressures are forcing some students to drop out.

The foundation has also demonstrated a strong commitment to inclusion by extending scholarship support and learning materials to students living with disabilities. This intervention has been widely commended by education advocates as a step toward ensuring that vulnerable groups are not excluded from opportunities for personal and professional growth.

In the health sector, Maikaya’s foundation, working in collaboration with relevant state institutions, enrolled more than 700 vulnerable residents across the 13 local government areas of Nasarawa State into the State Health Insurance Scheme. The beneficiaries, largely women, children, and persons living with disabilities, now have access to basic healthcare services that would otherwise be beyond their reach.

Health professionals and community leaders note that such interventions reduce preventable deaths, improve productivity, and contribute to overall social stability, key indicators often assessed by development partners and investors.

Community infrastructure has equally benefited from the foundation’s interventions. In Toto Local Government Area, the donation of a 500KVA transformer significantly improved electricity supply, boosting small-scale businesses, artisanship, and household activities.

Residents say the improved power supply has enhanced commercial activities and reduced reliance on expensive alternatives.

Similarly, in Karu Local Government Area, Maikaya donated high-powered solar energy systems to the building materials market situated in Mararaba to support it’s community facilities. The intervention not only improved access to clean and reliable energy but also highlighted the growing relevance of renewable energy solutions in grassroots development.

Traders at the Mararaba Building Materials Market, including the market chairman, Sir Christopher Ibeh, expressed profound appreciation for the donation of high-powered solar energy systems by Alhaji Dr. Muhammed Maikaya.

Speaking during the commissioning of the project, Sir Ibeh highlighted the dramatic transformation the market has experienced since the installation of the solar-powered lights. According to him, areas that were once shrouded in darkness after sunset, making them unsafe and discouraging for traders and buyers alike, are now brightly illuminated.

“The lights have not only enhanced visibility but have also instilled a renewed sense of confidence and security among the traders and their customers. He said.

Many traders echoed Sir Ibeh’s sentiments, noting that the market, which previously became almost deserted in the evenings, now thrives late into the night.

The improved lighting has enabled vendors to extend their trading hours, attract more buyers, and significantly reduce incidents of theft and other security concerns that were common in the past.

Several traders emphasized that beyond the physical illumination, the gesture represents a broader commitment to community development and grassroots empowerment, explaining how targeted interventions like this can improve livelihoods and foster economic growth at the local level.

Analysts note that such projects, though community-based, contribute to a broader narrative of sustainability and innovation qualities increasingly associated with states seeking global relevance.

Acknowledging Government Efforts on Security and Infrastructure, at several public engagements, Maikaya has been deliberate in acknowledging the role of the state government in creating an enabling environment for grassroots initiatives.

He has openly commended Governor Abdullahi Sule for prioritising security across Nasarawa State, particularly noting the relative peace and improved security situation in the state.

According to him, sustained security efforts by the government have been critical in allowing community programmes, sporting events, and humanitarian outreaches to take place without disruption.

Maikaya has also praised the administration’s infrastructure drive across the three senatorial zones, citing landmark projects such as the Lafia, Akwanga, and Keffi flyovers, as well as ongoing efforts to connect rural communities through road construction and rehabilitation.

“These projects are opening up communities, improving mobility, and strengthening economic activities. When rural and urban areas are equally connected, development becomes more inclusive,” he noted.

One of the most striking elements of Maikaya’s grassroots engagement is his consistent focus on youth empowerment. In a state where young people constitute a significant proportion of the population, initiatives that promote skills development, sports, mentorship, and entrepreneurship are increasingly seen as strategic investments rather than short-term interventions.

Through organised sports, training programmes, mentorship platforms, and community engagement, youths are presented not as liabilities but as partners in development and future leaders.

Importantly, Maikaya has repeatedly emphasised that all interventions carried out through the Maikaya Development Foundation are funded entirely from his personal resources. He has never held any political office, nor occupied any public position of responsibility at the state or federal level.

He has also never executed government contracts or benefited from government patronage in any form. According to him, the Foundation’s activities are driven purely by a sense of civic duty and personal conviction that meaningful development should not wait for public office or political advantage.

“Everything we do is from personal sacrifice and commitment to the people,” he has stated on several occasions, stressing that service to humanity should stand independent of power, privilege, or access to government resources.

A Lafia-based political analyst, Dr. Emmanuel Tsoho, explained the broader implication, “When youths are empowered and meaningfully engaged, it sends a strong signal about the future of a state.

It reflects energy, innovation, and sustainability, qualities that investors and development partners look for.”
Several beneficiaries of Maikaya-supported initiatives have since become informal ambassadors of Nasarawa, sharing their experiences during inter-state competitions and on social media platforms.

A young footballer from Doma captured this shift in perception.“When teams come from other states and see our organisation and support, they respect Nasarawa. It changes how people see us,” he said.

Community elders argue that humanitarian interventions and youth engagement efforts contribute directly to social stability, an essential foundation for development and external engagement.

“Peace and care for the people are the strongest advertisements of any state,” a traditional ruler from Awe observed. “When communities are stable and people feel supported, outsiders feel confident to come, invest, and partner.”
Such sentiments align with Maikaya’s belief that development must be holistic, addressing social welfare alongside infrastructure, governance, and economic growth.

In today’s interconnected world, state branding is no longer the exclusive preserve of government institutions. Foundations, private citizens, and community leaders increasingly play complementary roles in shaping public perception.

Through sustained grassroots engagement, Maikaya has become one of several actors projecting Nasarawa’s story of peace, potential, and people-focused development. Social media posts, news reports, and word-of-mouth accounts of his initiatives are gradually shaping how the state is viewed beyond its borders.

A Lagos-based businessman who attended a football tournament in Toto reflected on this evolving image.
“I used to think Nasarawa was quiet and underdeveloped. What I saw here changed my mind. There is organisation, talent, and a strong sense of community. It made me see the state differently,” he said.

As conversations about development and leadership continue within Nasarawa State, observers note that grassroots-driven initiatives such as those championed by Maikaya complement broader government efforts. They help bridge gaps, strengthen community trust, and reinforce the idea that development is a shared responsibility.

By aligning humanitarian action with community needs and acknowledging existing government structures, such initiatives contribute to continuity rather than division, cooperation rather than competition.

In marketing Nasarawa State through action rather than rhetoric, Maikaya is strengthening community bonds while contributing to a broader narrative of a state steadily positioning itself for relevance on the globe.

Continue Reading

Economy

NCC, CBN Approve Refund Framework for Failed Airtime and Data Transactions

Published

on

Share

By David Torough, Abuja

In line with the consumer-focused objectives of the Nigerian Communications Commission (NCC) and the Central Bank of Nigeria (CBN), the two regulators have drawn up a framework to address consumer complaints arising from unsuccessful airtime and data transactions during network downtimes, system glitches, or human input errors.

The framework is the outcome of several months of engagements involving the NCC, the CBN, Mobile Network Operators (MNOs), Value Added Service (VAS) providers, Deposit Money Banks (DMBs), and other relevant stakeholders.

According to the NCC, these engagements were prompted by a rising incidence of failed airtime and data purchases, where subscribers were debited without receiving value and experienced delays in resolution.

“The Framework represents a unified position by both the telecommunications and financial sectors on addressing such complaints. It identifies and tackles the root causes of failed airtime and data transactions, including instances where bank accounts are debited without successful delivery of services. It also prescribes an enforceable Service Level Agreement (SLA) for MNOs and DMBs, clearly outlining the roles and responsibilities of each stakeholder in the transaction and resolution process,”  a statement by Head of Public Affairs of NCC, Nnen Ukoha said.

Under the new framework, where a purchaser is debited but fails to receive value for airtime or data—whether the failure occurs at the bank level or with an NCC licensee—the purchaser is entitled to a refund within 30 seconds, except in circumstances where the transaction remains pending, of which the refund can take up to 24 hours.

The framework further mandates operators to notify consumers via SMS of the success or failure of every transaction. It also addresses erroneous recharges to ported lines, incorrect airtime or data purchases, and instances where transactions are made to the wrong phone number.

  Director of Consumer Affairs at the NCC, Mrs. Freda Bruce-Bennett in a comment on the development said   the framework also establishes a Central Monitoring Dashboard to be jointly hosted by the NCC and the CBN. According to her, the dashboard will enable both regulators to monitor failures, the responsible party, refunds, and track SLA breaches in real time.

“Failed top-ups rank among the top three consumer complaints, and in line with our commitment to addressing these priority issues, we were determined to resolve it within the shortest possible time,” she said.

“We are grateful to all stakeholders—particularly the Central Bank of Nigeria and its leadership—for their tireless commitment to resolving this issue and arriving at this framework, and for ensuring that consumers of telecommunications services receive full value for their purchases.

“So far, pending the approval of management of both regulators on the framework, MNOs and banks have collectively made refunds of over N10 billion to customers for failed transactions” she explained .

Mrs. Bruce-Bennett further noted that implementation of the framework is expected to commence on March 1, 2026, once the two regulators have made final approvals, and technical integration by all MNOs, VAS providers and DMBs is concluded.

Continue Reading

BUSINESS

P’Harcourt Customs Generate N731bn Revenue in 2025

Published

on

Share

The Nigeria Customs Service, Port Harcourt II Command, said it collected N731bn as revenue and intercepted 75 containers in 2025.

In a statement on Tuesday, the Command’s Public Relations Officer, Theophilus Duniya, a Chief Superintendent of Customs, described the feat as a remarkable milestone in the command’s revenue collection.

Duniya explained that in 2025, a target of N700.

01bn was set based on commendable performance, “but a total of N731.
2bn was collected, exceeding its 2025 revenue target by 4.46 per cent.”

He added that the outstanding performance is attributed to the leadership and commitment of Comptroller Aliyu Alkali, who effectively implemented the Comptroller-General of Customs’ policy thrust and the indigenously developed Unified Customs Management System, B’Odogwu platform, for faster cargo clearance.

Duniya stressed that the CAC ensured strict adherence to standard operating procedures, maintained high discipline among officers, and fostered continuous engagement with stakeholders.

While acknowledging the importance of providing quality leadership, Comptroller Alkali expressed his gratitude to the management of the NCS, led by the Comptroller-General of Customs, Adewale Adeniyi, for providing an enabling environment that facilitated this achievement.

Alkali also appreciated the cooperation and synergy enjoyed from critical stakeholders who contributed to the command’s success story. The CAC praised the officers of the command for their dedication, diligence, and professionalism.

He stated that the officers’ uncompromising posture and patriotism shaped the incredible milestone in the interception of 75 containers with a cumulative duty paid value of N47.6bn.

“Thirty out of the 75 containers intercepted were found to contain expired, illicit, and unregistered pharmaceutical products. Other cargoes were intercepted for contravening different sections of the Customs laws,” Alkali stressed.

He added that the seizures would serve as a deterrent to intending violators of extant laws. Alkali encouraged importers and customs-licensed agents to make honest declarations, adding that the command remains committed to facilitating legitimate trade and enforcing customs regulations while maintaining the highest standards of integrity and professionalism.

Port Harcourt Customs is a key area command of the NCS, the federal agency responsible for collecting customs revenues, facilitating legitimate trade, preventing smuggling, and enforcing national trade and border regulations.

Continue Reading

Advertisement

Read Our ePaper

Top Stories

Foreign News9 hours ago

US Visa Shockwave: Trump Order May Delay Five Thousand Intending Nigerian Immigrants

ShareNo fewer than 5,000 intending Nigerian immigrants to the United States may be delayed following the new visa restrictions imposed...

SPORTS9 hours ago

AFCON 2025: Nigeria Remains Proud of You, FG Tells Super Eagles

ShareThe Federal Government has commended the Super Eagles for their performance at the 2025 Africa Cup of Nations, assuring the...

NEWS9 hours ago

Yusuf does not Need Kwankwaso’s Endorsement to Join APC – NNPP

ShareThe New Nigeria Peoples Party (NNPP) said Gov. Abba Yusuf of Kano does not need Sen. Rabiu Kwankwaso’s endorsement to...

POLITICS14 hours ago

2027: ADC Ready to Take over Zamfara — Official

ShareKabiru Garba, Zamfara Chairman of the African Democratic Congress (ADC) says the party is ready to take over Zamfara from...

NEWS15 hours ago

Bandits Release 24 Kogi Worshippers after Ransom Talks

ShareFrom Joseph Amedu, Lokoja No fewer than 24 parishioners abducted from a branch of  Ecclesiastical Church Winning All(ECWA) Church at...

NEWS16 hours ago

FG, ASUU Reach Truce after 17 Years of Strikes

ShareBy Tony Obiechina, Abuja The Federal Government and the Academic Staff Union of Universities (ASUU) have signed a landmark agreement...

SPORTS1 day ago

WAFCON 2026: Super Falcons to Know Group Foes Today

ShareHolders Nigeria’s Super Falcons will discover their group opponents at the 2026 Women’s Africa Cup of Nations on Thursday. The...

DEFENCE1 day ago

Nigerian Army Begins Construction of New Training Depot in Ebonyi

ShareBy David Torough, Abuja The Nigerian Army has commenced the construction of an additional training depot at Amasiri-Edda in Afikpo...

NEWS1 day ago

NiMet Inaugurates AI Team to Advance Weather Forecasts

ShareThe Nigerian Meteorological Agency (NiMet) has inaugurated an Artificial Intelligent (AI) research and integration team to advance weather forecasting innovation....

NEWS1 day ago

Gunmen Kill PDP House of Assembly Candidate, Four Others in Benue

ShareFrom Attah Ede, Makurdi Suspected armed herders have killed five persons, including the house of assembly candidate for Otukpo-Akpa state...